Financing Options

Clear, transparent terms. Fair rates. No prepayment penalties.


  • As Low As 5.99% APR Available for 6-Month Financing*
  • Pay for your purchase over time.
  • Affordable Monthly Plans
  • Pay over 6, 12, or 24 months at competitive rates
  • No Prepayment Penalties
  • Quick and Easy Application
  • Check your rate in seconds without leaving our site with no obligation
  • Checking your rate won't affect your credit score.

Questions? Check Bread's FAQ or reach Bread at or (844) 992-7323

*Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial company.

One Easy & Fast Application for all Credit Types

  • Fair Financing For All Credit Types
  • Will not affect your credit to apply
  • 90 day early buyout options available
  • Safe and Secure real-time credit decisions
  • Up to 24 month terms
  • Low initial payment at checkout

Questions? Check out PayTomorrow’s FAQ or contact our US-based customer service team at or call 866-418-5857

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